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Money Market



iGOindexmoneymarket

Enjoy the convenience of an interest rate that moves with the Federal Funds Target Rate

An iGOindexmoneymarket account is a variable rate account that is tied to and automatically tracks the Bloomberg FDTR, the upper bound of the Federal Funds Target Rate (Index). You can conveniently grow your savings with a competitive rate of 85% of the Index while enjoying the flexibility of complete access to your funds. Plus, there is no maintenance fee and iGObanking Mobile Banking gives you a fast, secure, and easy way to manage your account on the go

  • Automatic rate increases when Index rises
  • Competitive interest rate of 85% of the Index
  • Minimum balance of $25,000 to earn interest
  • Online and mobile banking, including mobile check deposit1
  • FDIC insured up to the maximum allowable limit

Interest Rate (85% of the Index) APY*% Minimum Balance to Earn Interest
3.83 3.90 $25,000
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iGOmoneymarket®

The perfect combo of high interest and easy access to your money

Earn a higher yield on larger balances and maintain easy access to your money with the iGOmoneymarket account. Our online money market account features a competitive rate, plus advanced online and mobile banking tools that make managing your account a breeze.

  • Competitive interest rate
  • Online and mobile banking1
  • Set up automatic monthly transfers from your checking account
  • Mobile check deposit1

APY**% Minimum Balance to Earn Interest
4.00 $25,000 To $74,999
4.00 $75,000 To $99,999
4.00 $100,000+
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Online & mobile tools
Online & mobile tools

Transfer funds, set alerts, pay bills, deposit checks and manage your account 24/7.

No monthly maintenance fees
No monthly maintenance fees

We don't charge you a fee just to maintain your account.

Transaction flexibility
Transaction flexibility

Make Unlimited deposits every month with no fees.

FDIC insured
FDIC insured

Your deposits are FDIC insured up to the maximum allowable limits.



Manage your financial journey with iGObanking

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*Annual Percentage Yield. APY is in effect as of 01/01/25. The iGOindexmoneymarket account requires a minimum balance of $25,000 to open and earn interest. New money only and limited to consumer customers. With the iGOindexmoneymarket account, interest is compounded daily and credited monthly. The interest rate and annual percentage yield may change monthly on the first calendar day of each month, based on changes to the Index. If the account is closed before interest is credited, the accrued interest will not be received. Fees may reduce earnings on the account.

** Annual Percentage Yield. APY is in effect as of 5/1/25. The iGOmoneymarket account requires a minimum balance of $25,000 to open and earn interest. With the iGOmoneymarket account, interest is compounded daily and credited monthly. Rate may change after account is opened and without notice. New money only. The rates on existing accounts may be lower, and existing account holders may obtain their current rates by logging into their online banking account. Fees may reduce earnings on the account.

1 There is no charge to use iGObanking Mobile Banking or Mobile Check Deposit but the bank's standard account fees will apply, and data and messaging rates may apply from your wireless provider. iGObanking Mobile Check Deposit is available for personal checking, statement savings, and money market accounts only. Account(s) must be in good standing. Subject to eligibility. Deposit limits and other restrictions apply. iGObanking Mobile Banking is available to all iGObanking® onlinebanking users.The iGObanking Mobile app is available for download from the App Store and on Google Play.

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